Those who know me will be aware that I am not exactly a fitness fanatic (My exercise philosophy is “no pain, no pain”.), but I do like to go for a swim every so often.  For the last few years, however, I have always avoided going in January so as to avoid the crush of those who have bought gym memberships as part of a New Year’s resolution drive for fitness – by February or March most have stopped using their memberships (but the business model of the fitness club’s, of course, requires a year’s subscription …).  Today, because an appointment had been unexpectedly cancelled, I thought I would risk it.  The place I go to was virtually deserted with only one person there whom I had not seen before.   Clearly, the economic situation has focussed people’s New Year’s resolutions in a different direction this year, unless, of course, I was just lucky and everybody else had decided it was too cold …

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